Workers' Compensation & Disability Solutions

Niagara Business Trust (NBT)

Niagara Business Trust (NBT) was created by New York manufacturers to provide a competitive workers' compensation and disability benefits coverage alternative exclusively for the manufacturing industry. NBT represents a wide array of New York companies including food manufacturers, tool makers, precision equipment manufacturers, solenoid manufacturers, and printers to name just a few.

FCS Administrators, Inc. provides NBT members industry specific safety loss prevention services, comprehensive claims management designed to effectively control claims costs. As a result of these efforts NBT has grown into a large, successful not-for-profit self-insurance risk sharing pool.